…fault lies elsewhere. Most U.S. banks now use appraisal management companies, or AMCs, to hire appraisers for mortgage lending. These organizations represent an attempt to address the complaints that, in…
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More Bad News For Appraisers
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New York Steps Up Search For Residents To Tax. Already one of the most aggressive states when it comes to classifying people with multiple homes as residents subject to its…
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New Rules Return Flexibility To Fiduciaries
After more than 100 years, the Uniform Prudent Investor Act (UPIA) and similar prudent investor rules have opened up a whole new world of investing for fiduciaries. Traditional “prudent man”…
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Paying People Not To Work
…of employment generally include things like buying work clothes, commuting, and eating more lunches out. Those who have been collecting unemployment benefits, however, also have to consider another cost: giving…
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‘Presumed Innocent’ Is For Trials, Not Arrests
…sent home. Police are free to search their records to see if they’re looking for a suspect for any other reason, once he or she is in custody. If they…
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Chinese Market Lures Western Cruise Leaders
…meaning not all of the know-how provided is necessarily technology the company willingly chooses to share. Not every Western company will face such scenarios. But time and again, China has…
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The Person Inside The Package
…tax and business advice to families that range from comfortably affluent to extremely wealthy. In our profession, we might be called a “multi-family office.” In lay terms, we are independent…
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How Unemployment Benefits Discouraged Job Creation
…multiple times, and at different times in neighboring states. When their benefit window runs out, some workers continue to search for work, but others do not. Some of them may…
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Life Insurance β What You Need To Know (Podcast)
…main types, however, are mutual insurance companies and then stock insurance companies. 14:18 So with a mutual insurance company, the policyholders are the ones who actually own the company. So…
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Walking While Black Gets Less Stressful
…“Fruitvale Station.” My commentary drew an emotional response from Grant’s uncle, Cephus Johnson. “Johannes Mehserle [the officer who shot Grant] had four police brutality complaints against him in his 2.5…
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