…have taken active steps to open an IRA or other savings vehicle on their own. Only about 5 percent of workers without a workplace plan opened a personal retirement account,…
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Understanding Investor Biases
…a portfolio’s return, investors can develop long-term financial plans to help lessen their impact. The following are some of the most common and detrimental investor biases. Overconfidence Overconfidence is one…
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Should You Do A Roth IRA Conversion?
…tax-free. In addition, taxpayers are not forced to take required minimum distributions (RMDs) from Roth IRAs. This allows retirement assets to compound even longer, tax-free. The conventional wisdom is that…
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Shortfall Threatens Long-Term Tsunami Relief
…this goal. Our staff’s due diligence process incorporates the steps mentioned above, among others. Once the board has selected the charities, PHCP will communicate the results of its research to…
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How To Lease Commercial Real Estate
…a well-organized, efficient approach to finding and leasing the best commercial space for your business: Determine your space requirements and business needs. Survey the commercial real estate market. Identify available…
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Taxing The Other Guy In Oregon
…least $125,000 and couples earning at least $250,000. The corporate tax rate will go up 1.3 percentage points to 7.9 percent on profits over $250,000. Combined, the state estimates that…
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Libel And The Shield Of Truth
…damages for defamation based on comments that appeared on the website’s forum. Our laws on defamation mean that, in the United States, we can have the sort of free, unfettered…
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People-Watching From The Blogosphere
…a lot of the research and background that helps readers appreciate the story behind our comments. It’s fair to say that there would be no Current Commentary without her. I…
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Cleaning Up Those Automatic Charges
…months of free service, I was going to have to cough up a valid card number. (My active radio is prepaid through 2012, so I did not need to provide…
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The Race To ‘Zero’ Expenses
…vehicles, like Fidelity’s new mutual funds, can only compete so much on price. The true means of adding value in the industry today comes from investment advice and comprehensive financial…
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